Registrato: 02/08/19 06:53
|I had one client who found out on the inspection that the roof on the town they were buying had worn considerably faster than it should have and was going to need replacement even though it should have lasted another 3-5 years.
To avoid this you must get a copy in the association’s most recent financial statement and review this during the time period allowed. You should also find right out of the association what percentage with owners are behind on their dues. Condo communities that were integrated Florida during the boom or were ‘condo conversions’ in the boom years are seeing a great deal of foreclosures due to may be sales that were to investors and as a result of drop in values. If too many people not paying their dues it can result in an increase in dues to your owners that are paying to hide the annual expenses. This is something that’s seen more in areas like Miami but is usually something I have seen in a few complexes in this region.
One local complex where buyers produced the mistake of not necessarily verifying the association experienced adequate reserves were assessed 1000s of dollars when their roof , windows, railings and carports had to be replaced a few a long time back. That, on top of the decline in property values since 2006 ended up being very costly to those owners.
The 3rd costly mistake is trying to buy a property without the need of a good buyer’s representative (realtor) addressing you. It is easy to have a deal go sour if either the buyer or seller gets worried about something and there is no “cushion” to temper that coming to the other party. Some states like Nyc require that both buyer and seller present an attorney representing them for the majority of the process after a buyer chooses a property they would like to put an offer in on. Florida does not , although you can present an attorney represent you in the event you choose. So when buying a property in Florida you can proceed with no one representing you but if you don’t know all the details of the process you are at risk of making mistakes that can result in unnecessary costs, losing ones deposit, losing the property you ought to buy and other problems you could have easily avoided.
One example of this was a client of mine who was interested in buying a condo which had sold for over $900 , 000 in 2005 and was this quick sale listed at $199, 900 in a nice community with a wonderful view of the mineral water and beautiful upgrades. It wasn’t disclosed by the seller or their agent that community had legal issues with the developer and which it was likely that all owners were about to be assessed at least $5000 soon. Fortunately I knew about this from another agent which had sold properties for the reason that complex and informed my own the potential buyer. The oral appliances also require calibration, sometimes also involving observation during a sleep study , until the right jaw position is identified. These oral appliances are far better tolerated by patients together with their sleeping partners.
If you suspect possibly you have Obstructive Sleep Apnea, see a dental or medical doctor with experience with evaluation and treatment for this purpose condition and can get you set up for a sleep study, if needed.
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Submitted 2017-12-15 07:31:02 An outside view:
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